Responsibilities:
- Develop and implement financial policies, procedures, and controls specific to lending operations to ensure compliance with regulatory requirements.
- Oversee the day-to-day financial operations of the lending business, including loan processing, disbursements, repayments, and collections.
- Monitor and analyze lending portfolio performance, identifying risks, trends, and opportunities for improvement.
- Collaborate with internal teams, such as underwriting, credit risk, and loan servicing, to streamline processes and optimize operational efficiency.
- Manage reconciliation activities related to lending transactions, ensuring accuracy and integrity of financial data.
- Coordinate with external partners, such as banks, credit bureaus, NBFCs and regulatory bodies, to maintain strong relationships and stay abreast of industry developments.
- Provide guidance and support to lending operations staff, ensuring proper training, performance management, and adherence to company policies and procedures.
- Prepare regular financial reports, dashboards, and presentations.
- Stay updated on industry trends, market conditions, and emerging technologies relevant to lending operations.
- Foster a collaborative and inclusive team environment, promoting teamwork, innovation, and continuous improvement.
Requirements:
- Bachelor's degree in Finance, Accounting, or a related field (Masters degree preferred but not essential).
- Extensive experience in financial operations, specifically in the lending business, with a focus on loan processing, disbursements, and collections.
- In-depth knowledge of lending regulations, compliance requirements, and risk management practices.
- Strong financial analysis skills, with the ability to interpret data, identify trends, and provide strategic insights.
- Proficiency in using financial software and tools for data analysis, reporting, and loan portfolio management.
- Excellent leadership and management skills, with the ability to mentor and motivate a team.
- Strong communication and interpersonal skills to effectively collaborate with internal teams and external partners.
- Detail-oriented mindset with a focus on accuracy, quality, and compliance.
- Proven track record of successfully managing financial operations in a lending environment.
- Ability to adapt to changing business needs, work under pressure, and meet tight deadlines.
Role: Finance - Other
Industry Type: Accounting / Auditing
Department: Finance & Accounting
Employment Type: Full Time, Permanent
Role Category: Finance
Education
UG: B.Com in Commerce
Key Skills
We empower shop owners to accept payments from any payment app for FREE. Merchants can sign up instantly and start accepting payments directly into their bank account and have the flexibility to earn upto 12% interest on those payments and even take loans whenever they need. Bharat Pe makes payment acceptance simple by offering merchants a single QR to accept all payment apps such as PayTm, PhonePe, Google Pay, BHIM and 150+ other UPI apps.
We have made payments acceptance absolutely FREE for all businesses with no transaction charges at all. We aspire to be the one-stop business utility app for offline merchants in India.
Company Info
Address:7th and 12th Floor, Building No. 8 Block-C, Cyber, City, DLF city, phase 2 road, DLF city phase 2, Gurugram, Haryana, GURGAON, Haryana, India
Monthly based
Haryana , India
